Simple property market access
Own residential property without buying a home
Brickfloor, a multi award winning technology and property funds management business backed by leading industry experts, is creating the opportunity for investors to access the residential property market via Brickfloor’s SMART Australian Housing Fund (launching H1 2026), providing simpler access, stronger target returns, less risk, less hassle and greater liquidity than buying an investment property.
Brickfloor’s Fund
Key Fund Benefits
01 Stronger target returns
Brickfloor’s model targets expertly vetted, high quality houses (vs apartments or new builds), leveraging large data sets, proprietary data, deep learnings and asset selection IP to identify homes with the highest prospects for capital growth. The Fund is targeting residential property returns +2% pa, implying 9-14% pa returns (net of fees, pre tax). 1
02 Simple access, no hassle
Investors can gain simple access to a professionally managed, responsibly geared, portfolio of high quality residential properties with no mortgage pressures, no personal land tax bill and no landlord headaches.
03 Less risk
The Fund offers greater portfolio diversification than buying a single investment property and offers the flexibility to invest smaller amounts of capital if preferred. In addition, residential property has historically exhibited significantly less volatility than the share market.
04 Greater liquidity
While the Fund should be considered a medium to long term investment, investors will have quarterly liquidity rights.
Expressions of Interest
Brickfloor is currently seeking expressions of interest (EOI) for its SMART Australian Housing Fund. For those expressing interest prior to 31 March 2026, there will be no management fee for the first 2 years (for the first $20m of EOIs received). A PDS will be made available to those expressing interest prior to any decision to invest.
Fund Snapshot
- Unregistered managed investment scheme (unlisted fund) 4
- Targeting 9-14% pa returns (net of fees, pre tax) from established Australian housing (v new build or apartments) 1
- Minimum investments of $25,000
- Quarterly liquidity (with a 5% per quarter liquidity cap)
- Focus on capital growth v yield
- Quarterly distributions from year 3 onwards – targeting 2-5% pa
- Gearing – targeting 50% LVR (with a 70% LVR cap)
- Fees – 1.25% pa manager fee and a 20% performance fee
- Quarterly reporting
- Fund homes are rented at market rates
- Detailed Fund PDS available prior to commitment
Why Residential Property?
Strong, long term returns
Residential property has historically generated strong long term returns. Historically residential property returns have been similar to the Australian share market, but with significantly less volatility.
Low volatility
Residential property has historically exhibited c 70% less volatility than Australian equities.7 Accordingly, by adding residential property to a portfolio of equities, this can materially reduce the portfolio’s volatility.
Diversification benefits
Residential property has a very low correlation to Australian equities.8 Accordingly, by adding residential property to a growth portfolio, this can provide diversification benefits and improve risk adjusted returns.
Market hedge for children
By adding residential property to a portfolio, parents and grandparents can better plan for their child’s / grandchild’s future home deposit ‘liability’ via an investment which is correlated to the residential property market.
A message from Saul
Saul Eslake, Independent Economist
About Brickfloor
Disclaimer
This information provided above is factual information only and is not intended to be financial product advice and should not be relied upon as such. A Product Disclosure Statement (PDS) will be made available when released via this website at www.brickfloor.com.au, which is expected to occur by no later than 30 June 2026. You should consider the PDS in deciding whether to acquire any units in the SMART Australian Housing Fund. The issuer of the units in the SMART Property Fund will be finalised shortly. Past performance is not a reliable indicator of future performance. While every care has been taken in the preparation of the above information, Brickfloor makes no representation or warranty as to the accuracy or completeness of any statement in it including without limitation, any forecasts.
1. Target return not guaranteed
2. Brickfloor’s first fund generated average capital growth of 8.58% pa over a 3.5 year period vs 6.22% pa average capital growth for the CoreLogic Home Value Daily Index over the same time period
3. Past performance is not a reliable indicator of future performance
4. The SMART Fund is the second investment offering by the Investment Manager following its first fund. The SMART Fund is currently being established and the PDS for the Fund is currently being finalised
5. Performance fee benchmark is the CoreLogic Home Value Daily Index. Performance fee includes a high water mark mechanism
6. Based on independent analysis from Atchison Consultants
7. As above
8. As above